Assets. Income. Debt. A reserve fund.
I have started thinking about it a little differently.
Financial security also affects how free you are to make your own decisions.
Can I say no to a client who does not fit my values?
Can I walk away from a deal that feels wrong?
Can I tell the truth when I know it might cost me the business?
It is easier to talk about standing by your values when the bills are paid.
This does not mean people without financial security have less integrity.
Quite the opposite. Some people stand remarkably firm when a great deal is at stake.
But a lack of money can put you in a position where every no costs more.
Perhaps building assets is not just a matter of comfort.
Perhaps it can also be a way of protecting your independence.